We are halfway through Open Enrollment and the deadline for January 1 coverage is Friday, December 15. In Colorado, Open Enrollment for 2018 health plans will conclude on January 12, 2018. After the end of Open Enrollment, only if someone has a life changing event like getting married, moving, or having a baby, will they have access to a Special Enrollment Period to get 2018 coverage.
While the pace of plan selections continues to run ahead of previous years, there are plenty of people who can still get covered. Contrary to what you may have heard, financial help is still available for 2018. In fact, many customers receiving financial help through Connect for Health Colorado will pay less in 2018 than in 2017. They will see the premium that they pay (full premium minus the Premium Tax Credit amount) go down by 20% on average.
Our message remains: Don’t leave money on the table. We know from our own survey that too often Coloradans who are eligible for financial help assume that they make too much to get an Premium Tax Credit. Check out our on-line tool—it takes just a few minutes and could save you a bundle on your monthly health insurance premium.
Insurance is complicated. That’s why we offer a state-wide network of certified experts who can help you complete your application in-person and free of charge. Demand during Open Enrollment can be heavy, especially as deadlines approach. We encourage you to call or schedule an appointment as soon as possible.